- Affordable Housing
- Community Development Finance and Regulation
- Federal Budget and Appropriations
- Foreclosure and Neighborhood Revitalization
- Green and Sustainable Housing and Communities
- Holistic Community Development and Place-Based Initiatives
- Tax Incentives
2011 Testimony and Public Comment
Real Estate Owned Asset DispositionOn September 15, 2011, Vice President, National Community Foreclosure Response Initiative Robert Grossinger provided comments to a Request for Information from the Federal Housing Finance Agency and HUD on Real Estate Owned Asset Disposition programs of Fannie Mae, Freddie Mac and the Federal Housing Administration.
Public Housing Physical Needs Assessment
On September 16, 2011, Senior Director, Public Policy and Government Affairs Peter Lawrence provided a public comment letter related to energy and water efficiency in response to HUD’s Public Housing Physical Needs Assessment Proposed Rule.
Regulatory Reform - Qualified Residential Mortgages
On July 27, 2011, Vice President, National Community Foreclosure Response Initiative Robert Grossinger provided Public Comment to the federal financial regulatory agencies on the risk retention and qualified residential mortgage requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act (Public Law Number 111-203).
Public Proposals for the Future of the Housing Finance SystemOn May 26, 2011 Enterprise President and Chief Executive Officer Terri Ludwig provided Testimony on Principles for Housing Finance Reform before the Senate Committee on Banking, Housing and Urban Affairs.
Coordination of Affordable Housing and Transit InvestmentsOn April 1, 2011 Enterprise and the National Housing Conference submitted a joint public comment letter to the Department of Transportation recommending changes to Federal Transit Administration regulations that could promote affordable housing and community development near public transit stations.
Sustainable Communities Regional Planning Grant ProgramOn March 14, 2011 Enterprise Senior Director, Public Policy & Government Affairs Peter Lawrence provided public comment on the application rating factors for the HUD Sustainable Communities Regional Planning Grant program.
2010 Testimony and Public Comment
Housing Trust Fund Proposed RuleOn December 21, 2010, former Enterprise Vice President, Public Policy and Government Relations Adrienne Quinn submitted a comment letter in response to HUD’s Housing Trust Fund Proposed Rule.
Positive Impacts of the Low-Income Housing Tax Credit and New Markets Tax Credit ProgramsEnterprise submitted public comments in support of the LIHTC and NMTC programs to the National Commission on Fiscal Responsibility and Reform (NCFRR), both individually and as a part of The Affordable Housing Tax Credit Coalition (AHTCC). The letters were in response to The Report on Tax Reform Options: Simplification, Compliance, and Corporate Taxation from the President’s Economic Recovery Advisory Board, which outlined options for budget reform that included the elimination or reduction of corporate tax expenditures such as LIHTC.
- October 26, 2010: Enterprise comment to the NCFRR in support of the LIHTC and NMTC programs
- November 24, 2010: AHTCC letter in support of the LIHTC and NMTC programs
Addressing Housing Needs in Native American CommunitiesAugust 25, 2010, Corporation for Supportive Housing (CSH) President and CEO Deborah DeSantis testimony on behalf of CSH and Enterprise at the Senate Committee on Banking, Housing and Urban Affairs hearing on Innovative Solutions to Addressing Housing Needs in Our Indian Communities.
CRA Treatment of LIHTC InvestmentsAugust 31, 2010, Enterprise joint comment with the Affordable Housing Tax Credit Coalition, Affordable Housing Investors Council, the Local Initiatives Support Corporation, Opportunity Finance Network, Housing Partnership Network, Stewards of Affordable Housing for the Future and the National Housing Trust on reducing disparities in LIHTC pricing and investment demand between large metropolitan markets and the rest of the country.
Coordinating Affordable Housing and Transit InvestmentsOn August 2, 2010, Enterprise, Habitat for Humanity International and the National Housing Conference provided public comment on incorporating affordable housing criteria into the application scoring process for the Federal Transit Administration’s New Starts and Small Starts programs.
Gulf Coast Rebuilding EffortsMay 7, 2010, Doris Koo, former Enterprise Community Partners President and CEO; Letter to Congressional leadership in support of inclusion of Gulf Coast rebuilding provisions in the American Workers, State, and Business Relief Act of 2010 (H.R. 4213).
Community Development Financial Institutions FundMay 6, 2010, President, Enterprise Community Loan Fund Lori Chatman comment on the Community Development Financial Institutions (CDFI) Fund authorizing statute and regulations.
FHA Mortgage Products and Underwriting StandardsAugust 16, 2010, former Vice President, Public Policy and Government Relations Adrienne Quinn comment to the Federal Housing Administration on Risk Management Initiatives: Reduction of Seller Concessions and New Loan-to-Value and Credit Score Requirements.
CRA Credit for NSP ActivitiesJuly 23, 2010, former Vice President, Public Policy and Government Relations Adrienne Quinn Comment on consideration of Neighborhood Stabilization Program (NSP) Activities for Community Reinvestment Act (CRA) credit, submitted to the Office of the Comptroller of the Currency, Board of Governors of the Federal Reserve, Federal Deposit Insurance Corporation and Office of Thrift Supervision.
GSE Duty to Serve Underserved MarketsJuly 22, 2010, former Vice President, Public Policy and Government Relations Adrienne Quinn Comment to the Federal Housing Finance Agency on Fannie Mae and Freddie Mac’s duty to serve the manufactured housing, affordable housing preservation and rural markets.
The Future of the Housing Finance SystemJuly 21, 2010, former Vice President, Public Policy and Government Relations Adrienne Quinn Comment on the Future of Fannie Mae, Freddie Mac and the Housing Finance System. In addition, Enterprise has signed on to comments submitted by the Mortgage Finance Working Group (MFWG), organized by the Center for American Progress:
- MFWG Response to Request for Public Input on Reform of the Housing Finance System
- MFWG Response to Request for Public Input on A Responsible Secondary Market System for Housing Finance
Principles for Updating the Community Reinvestment Act (CRA)
- Executive Vice President and Chief Operating Officer Terri Ludwig's July 19, 2010 testimony before a public hearing on improving regulatory implementation of the Community Reinvestment Act.
- On June 23, 2010 Enterprise released a discussion draft of principles for revising the CRA in advance of a series of public hearings to consider regulatory changes.